What Does Retirement Mean to You?

What does retirement mean to you?

 

Photo by Gayle Rich-Boxman

As much of our population of Boomers ages, this word comes up often in conversations, in both personal friendships as well as with clients. When? Will you?? What do you intend to do IN retirement, i.e., what does the rest of your life hold?

 

The word retire came about in the 1530s, from the Middle French “retirer” which means to retreat, to withdraw, especially to some place private. In the 1640’s it took on more of a note of leaving work of some sort.

 

In looking at synonyms, there was everything from “ebb” to “sever connections”. Yin and yang of retirement perhaps?

 

There are those who feel that saying the word out loud is acrimonious. On the other side, some relish the idea, holding it up in the spotlight as a lifetime achievement award.

 

It takes on different meanings in relationship to one’s connection with work, and the meaning derived in life from how you are seen in the world. Also, one’s gender can play a part. In the book Finding Flow, by Mihaly Csikszentmihalyi, he reports, “Because of the different role of paid work in the psychic economy of men and women, the response of the two genders to their jobs is generally different”. He goes on to say, “…women generally experience employment more positively than men.”

 

Retirement isn’t a death sentence, but in working with clients who are preparing for that, it can be viewed quite differently, depending upon the person whose opinion you are inquiring about. Finances, travel plans, healthcare and its costs, creating a haven for family to be included (both sets of generations, parents and children), these are all factors in determining the “when” of retirement. OR the if!! Some look at it with glee, others with trepidation. Some have their entire ego invested in what they “do for a living”, while others feel that they have reached a new plateau of freedom when leaving a career behind.

 

In the real estate field, as in some others, age and gender don’t play such a factor. One can work until one’s demise if that is the choice. And in working with clients, age may not have such a hardline either. It’s more related to what your specialty is, your energy level, your relationships, how well you interact and understand your clients and your history in the business. 

 

In buying a home “on a lake” for example (my particular niche market), that can immediately connote vacation or retirement. It can be part time or full time. There is a wide division in those two descriptions in viewing the reasons for buying property where my niche market is, Fishhawk Lake. It is vital to grasp the financial aspects of what the buyer is contending with when deciding which direction they want to go in purchasing real estate that could start out as a second home or even a vacant lot, later to become a full time residence.

 

It may not be so definitive as to what the future plan is and there’s absolutely nothing wrong with that! Two years, five, ten or maybe never retiring is A-OK.

 

It’s not all about the money.

 

“And, in fact, you can find that the lack of basic resources, material resources, contributes to unhappiness, but the increase in material resources do not increase happiness.”

Mihaly Csikszentmihalyi

 

Being financially responsible to set up a comfortable place to retreat to is important for most of those in the aging workforce, but equally as paramount for ensuing happiness is finding joy in everyday life, simple pleasures, living in a place that offers solace when the world gets to be too crazy. This starts rising to the top of the list as many of us get older. We learn that money isn’t the ultimate high but simply a means of trade for investing in a joyous aging process.

 

Photo by Gayle Rich-Boxman Canoe on Fishhawk Lake

 

What is paramount for me to comprehend in learning about my clients is this: What is your dream? Why do you want this?

 

 

Not only does this relate to my clients, but in my own life as well. As I ponder my future with my husband, and walk that ever-changing path of life, I see how certain goals that mattered in my 30’s don’t matter one whit now! Realizing that spending an afternoon with friends and having marvelous conversations or walking in the woods with my dogs and my husband are becoming more momentous to me than working a 60, 70 or 90 hour week.

 

I can grasp the importance of supporting this gentle country lifestyle for my clients as well. As a matter-of-fact, I look at it as an honor to present these lifetime “rewards” to them: a quiet lake lifestyle that gives them a sense of peace and offers the simple joy of waking up on a lake in all seasons as they look to “retreat”.

 

 Cabins on Fishhawk Lake-photo by Gayle Rich-Boxman

 

Original content by Gayle Rich-Boxman published on  my ActiveRain blog  12.14.17

Dreaming about owning property? Dream BIG! Ten Tips to Owning Property

Dreaming about owning property? Dream BIG!

Ten Tips to Owning Property

Mt Everest

 

Why not? I’ve always been a believer in dreams. Having them, shooting for and making  them come true. 

Build foundations under them and dreams CAN come true.

Here are ten tips to BUILD A FOUNDATION to owning property.

 

1. Make your wishlist.

Go for it! Write down everything about that piece of property that would make you deliriously happy! Don’t self-edit. 

2.Find a good loan person.

Like any good advisor, this person can steer you in the right direction for your future investment. Make sure it’s someone who not only understands numbers, but has great communication skills and can advise you on the necessary steps to get your money in alignment with your dream. 

3. Find that right REALTOR® who believes in your dream.

This person needs to “get” you! It might happen right away, or take a bit of time with some ongoing dialogue, but ultimately you want to feel like they know exactly what you are aiming for (sometimes before you even do).  With their expertise, they can whittle down that wishlist into what you absolutely can’t live without and what you can compromise on. 

4. Share that wishlist with your REALTOR®. Let him or her hone in on what’s “wish”ful thinking and what’s reality. Maybe shoot for a bit of both? 

Create a clear vision together. More conversations  that you have, the clearer your dream becomes to your  REALTOR®. And sometimes it’s not just what you need, but what you want. Those intangibles are just as important as making the monthly payment. 

5. Focus on it like a mantra. Keep it uppermost in your mind. 

Have a visionboard or you can write it down on a piece of paper and put it somewhere that is an hourly/daily reminder of  what you are seeking. Write it in a manner that puts it in the present tense. 

I am buying a cabin on a lake now! 

cabin with foxglove 300x296  IMG_1939

 

 

6. Open up a “Christmas” account.

Remember having to save to buy presents at the end of the year? In college, money was always tight,so I created a Christmas account through my bank and religiously put in money throughout the year. Maybe put a percentage of every paycheck in there. You can even get a big jar and put ALL OF YOUR EXTRA CHANGE IN THERE DAILY. You will be surprised at how it adds up! It is like a Christmas present to yourself. 

7. BELIEVE IN YOUR DREAM.

If you don’t, no one else will. 

8. Surround yourself with those who believe you CAN do it.

If you are reaching for a star and just can’t touch it, there are those who care about you enough to give you a boost UP; that stepstool that gives you that extra heighth to reach that star! 

9. Write down a date to aim for. 

Even if it comes and goes, you have a target. It takes practice to hit the bullseye. Don’t give up if you don’t get there in the time alloted. Create a new date. Keep aiming! 

10. Get creative in making it happen!

When your  REALTOR® presents you with that right property, you might have to S-T-R-E-T-C-H to get it! If you really want it and it feels right, there are usually several ways to get it! It takes thinking outside of the box. Selling stocks, an extra vehicle, writing a contingency, moving money, doing a trade, asking for a private contract, gifting….there are myriads of ways to make that dream happen IF you keep the door of opportunity OPEN and tap into the other foundational aspects that you’ve put into place prior to this. 

Now Get Out There and Dream BIG!

Greasy Spoon sunset January 2015-01-08 17.27.47

If you are looking for a cabin on a lake, let me help you fulfill your dream!
Gayle C. Rich-Boxman
REALTOR® Vernonia Realty Direct: (503)755-2905

                                                 Birkenfeld OR 97016
Specializing in Fishhawk Lake Reserve and Community
                                              “Your Gateway to the Lake!”

Originally posted in ActiveRain 2/9/2016 by Gayle Rich-Boxman

Trends in Real Estate at Fishhawk Lake Birkenfeld Oregon!

I have been updating my sellers about what these trends are looking like almost weekly, but thought that future buyers and sellers might want to have this information at their fingertips as well.

Several trends are occurring in our Fishhawk Lake Reserve and Community (FLRC) in the last few months. The inquiries I have gotten and sales that have happened as a result have been about the lower-priced properties here at Fishhawk Lake, specifically those under $200,000. Properties that are off-the-lake that the lakefront buyers weren’t interested in have almost all been snatched up and there is very low inventory in this price-point.

71517 Fishhawk Road Birkenfeld OR 97016 $169,000

71517 Fishhawk Road
Birkenfeld OR 97016 $169,000

JUST SOLD!!

Another trend I am seeing are the calls about would-be full time residents! People who are getting sick and tired of dealing with the fast-paced growth in Portland, the increasing traffic and the crazy real estate market, pricing many OUT of the market. Add the fact that with more people  working “remotely” from home for a good part of the work week,  I see an opportunity for buyers to look outside of the Portland metropolitan area for property that actually fits into their price range.

A third trend that I’m seeing as a listing agent AND a buyer’s agent is the interest in buying LAND.

Joe Kim lot water view 1 IMG_6450

 

 

 

Many are looking towards the future, downsizing, traveling more, not wanting a large home anymore, or just the responsibility of HAVING a home. They want to simplify, or look to build some small cabin in the woods or on Fishhawk Lake for a reasonable sum and they are seeing a plethora of choices of vacant lots with utilities either already hooked up or available. These prices can range from a few thousand to almost $100,o00 for lakefront. I sold a lakefront lot in about a week that was listed at $100,000 and sold (cash) for $90,900. I have also been noticing that there has been some new construction happening here lately, as well. For several years, I didn’t see that.

 

 

 

You, as a buyer, have quite a variety of choices here and no two homes are alike, or vacant lots for that matter! As to sellers, when it comes to mostly vacation homes (still about 80% of them here at Fishhawk Lake), there have ALWAYS been buyers, even during the tough times after 2008, because people who have expendable income are SMART about their money; they have been and continue to be.

Stirniman branded photos-markup

So, you sellers with the $300K+ lakefront homes, don’t be dismayed! Buyers will come and buy–especially with a lower inventory to choose from!!

Fishhawk Lake Local Energy Consultant and Artist!

Glenn Waer is a homeowner at Fishhawk Lake who not only has built his own cabin with his wife, using reclaimed wood and interior pieces from such buildings as the old Galleria (a downtown Portland shopping mall),

Waer cabin 045

Glenn Waer 002

but he also does energy consulting to make your home be the best in saving energy as possible.

 

Here is his “bio” in his own words:

After getting out of the Air Force I attended a Tech School in Florida for Air Conditioning and Refrigeration systems. I worked in that arena for several years and returned to the Northwest where I learned sheet metal fabrication and installation of HVAC duct work.

I worked for a low income weatherization organization in Idaho and learned how to perform energy audits on existing homes and became theprogram manager between 1982 & 1989.

I then moved to Eugene in 1989 and worked for an Electric Utility in their energy efficient office tending to energy needs of the utility’s customers whether it was energy audits, houseinspections, high bill complaints or new construction of homes being built in our territory.

In 2000, I moved up to Portland and worked at PGE in their newly formed Earth Advantage department which certified new homes being built to sustainable and energy efficient standards.   I was the first inspector for the program and as it grew I became the “working manager” and over 10 years we certified close to 11,000 homes with the Earth Advantage & Energy Star certification.

In 2012, I started my own business, Glenn Waer Energy Consulting, dba Willowaer LLC, performing energy inspections for new homes, mostly in the Portland Metro area but I have worked at the coast, Bend, Pendleton, Eugene and even Roseburg. I work as a 3rd party inspector/verifier for contractors who are building to the Energy Trust of Oregon’s Energy Performance Score. The contractor builds to higher energy standards (compared to a code built house) which will generate a certificate that basically tells how much energy consumption the house will use under normal living conditions, and its carbon foot print. I also perform diagnostic air testing on heating systems and for whole house infiltration.

Here is a great example of what Glenn does for home energy testing:

Heating / cooling systems air duct test

This test is performed to see how much air flowing through you furnace system’s air duct is actually making it to your floor or ceiling registers and heating your home. The Northwest Energy Star New Homes protocol specifies that if a duct system has less than 6% air leakage then its considered energy efficient. The 6% is a calculation of the size of your home (square footage) times .06, which gives you a cubic foot per minute (cfm) measurement.

Example: If your house is 2000 sq ft then the most air loss your duct system can have and still be considered energy efficient is 120 cfm.     2000 X .06 = 120

The key element to making your duct system air tight is making sure that any seams, joints, and/or connections that make up your system are properly sealed. The best product for this is called “duct mastic” which is a water based pliable sealant that comes in a bucket and is painted on with a heavy brush or small trowel. Duct tape is NOT allowed on any Energy Star system as it loses its adhesive and sealant strength over years of exposure to the outside elements around the ducting.   Duct mastic however stays solid and together once it dries.

The test is completed as follows:

All the air registers in the house, both for supply and return air, are plugged up (the system is turned off for this). Through one of the registers air is pumped into the duct system. A hand held air flow meter that is connected to the fan pumping air inside the ducting measures the pressure difference inside the ducts with respect to outside of them. Air is pumped into the ducts until the pressure reaches a pressure difference of 50 Pascal’s. A Pascal is an accurate pressure measurement used in most air diagnostic testing’s. This meter is also is measuring the amount of air (cfm) going into the duct at a constant rate. This rate going in the ducting means that the air is leaking out of the ducting in unwanted areas. It is this rate that we compare to the 6% calculation already determined as we talked previously in this report. If the rate (cfm) is at 6% or lower your system is real tight. If not then careful inspection of the ducting must be done to determine where the air leaks are, and they must be sealed.

Glenn is also an artist who works with curly willow as his muse of choice in building tables, bookcases, and whatever you can come up with for him! 

Here is a collage of some of the “other work”, Willowaer that Glenn does, a passion for working with nature!

Willowaer curly willow furniture

 

Get ahold of Glenn at the number below!

Glenn Waer Energy Consulting
dba Willowaer, LLC
CCB# 205823
16266 Hiram Ave
Oregon City, OR 97045
503-701-3165

 Years ago I created a Facebook group called Fishhawk Lake Folks (hover over the word Fishhawk Lake Folks, then click on it go to the link and become a member). We have 139 members and growing! It’s a great way to get connected with the locals, and I enjoy introducing and spotlighting some of  our Fishhawk Lake Folks!!

Original content found on ActiveRain. Gayle Rich-Boxman 2016

Cabin with Largest Acreage at Fishhawk Lake! 10063 Lakeview Drive Birkenfeld OR 97016

Cabin with Largest Acreage at Fishhawk Lake! 10063 Lakeview Drive Birkenfeld OR 97016

 

 

Exterior of Home

Exterior of Home

Foote home 1
Foote home 5 Foote home 6

This is the largest property at Fishhawk Lake, with 4AC of land, and you get a tax break having 3AC in forest deferment. Like buying a new cabin in a park-like setting AND having deeded access to lakefront for your pontoon!

Almost completely remodeled, you can walk in with your toothbrush and enjoy!
Here are some of the improvements:
  • New paint inside and out 2014-15, New counter tops and paint in kitchen 2015
  • Tile flooring through living room, kitchen, bathroom and hallways 2015
  • Dishwasher, Stove, microwave with venting to the outside 2008, Washer/Dryer set 2014
  • Bathroom:new sink/vanity, new steel tub&tile surround, new toilet, lighting/fan 2011
  • Connected fireplace/heatilator to heater outlets in all rooms 2008
  • Firewood storage and work area 2008, Fire-pit 2010
  • Hillside run-off trenched and laid around 400 ft. of drain hose along the base of hillside to move water out to roadside ditch 2011-14, Planted shrub, new lawn, parking 2010
   This property includes all lake amenities: water, sewer, fishing, boating, swimming, tennis, social events, snow removal, lake management, hiking, biking, and more included in HOA fees of only $1700.00 per year.
You can have more outbuildings, if you prefer, along with the sheds that are already located on behind the home. OR you could go UP and build onto the existing home. And if you prefer a smaller footprint, stay with it the  way it is! Great views of Fishhawk Lake, a firepit for outside fun, a perfect spot for viewing the July 4th festivities, this is a wonderful location.
Foote home 4
Here is a look at the acreage.
Largest acreage at Fishhawk Lake!

Largest acreage at Fishhawk Lake!

Please note: no farm animals allowed in this lake community.
Check out my website for more about Fishhawk Lake Reserve and Community.

http://lakehomesatfishhawk.com/

 

71818 Northshore Drive Birkenfeld OR Lakefront Custom Home for Sale on 1/3AC!

 

Exterior facing Fishhawk Lake

Exterior facing Fishhawk Lake

This lakefront cabin was custom built in 2001 and more remodeling done in the last five years approximately. It has a spacious detached garage, sits on over a 1/3 of an acre with nothing standing in the way of the grand views of Fishhawk Lake that you have from each story of the home.
71818 Northshore Drive photo (3)

 

With your own dock and an open deck area, you can take in the finest Fishhawk Lake has to offer in any season.

French doors open up to a lower sitting room/family room area with newer stone flooring so no worries about having dogs or kids come in and out while enjoying the deck just outside. Speaking of dogs, there is an invisible fence set up if that’s something you are looking for.

71818 Northshore Drive photo (5)

 

Some of the newer amenities include: windows, appliances, flooring, exterior paint, baseboards trim and those lovely French doors!

Lower floor also has a spacious laundry room, perfect for dropping off swimwear, outdoor gear, and dirty boots after hiking the copious amounts of trails that surround this remote wonderland!

 

The large master bedroom has a window that offers terrific lakefront views to wake up to. Along with a good-sized walk-in closet, there is a small office space and your own master bath.
Large master suite faces Fishhawk Lake

Large master suite faces Fishhawk Lake

Upstairs along with the master is an open living area for all-season visages of Fishhawk Lake and you can see them from the dining area as well. Galley kitchen will include all appliances and there is also a breakfast bar!

Great room concept with views of the lake and a breakfast bar

Great room concept with views of the lake and a breakfast bar

Lake amenities with HOA fees of only $1700 per year include fishing, boating, swimming, water/sewer, social events, community lodge, snow removal, neighbor watch, lake management and more.

It’s only 90 minutes from Portland to Paradise, and this home will work well for entertaining guests as a vacation home, or a nice workable size for full time living. Call Gayle today for your private showing! (503)755-2905

71818 Northshore Drive photo (4)

www.lakehomesatfishhawk.com is my website.



A Great Moving Company that comes to Fishhawk Lake!

Do You Want a GREAT Moving Company?

We had a tough move ahead. Downsizing from 6214 sq ft to 1500. And we live out in the sticks, waaaaaay out in the country and don’t even have cell service.

So I am used to companies not coming out to Fishhawk Lake.

My husband has an assistant who was trying to help us by doing some research. She came up with a moving company. I called, thinking, great this is one less thing I have to do in this massive move, changing our entire lifestyle,  while also selling my home and continuing my busy real estate business at Fishhawk Lake.

They don’t come out here, they informed me.

OH MY.

So, I was back to square one.
I have moved over 35 times and only once in those years did I use a moving company and that was 1979.

So, I went online–blindly searching.

Somehow, I was guided, the force was with me. I don’t even know how I did it.

Google?

What research terms did I use? No clue.

BUT.

I happened upon

All My Sons Moving & Storage

I immediately liked the name. Crazy, but it felt right.

All My Sons Moving & Storage

Then I watched some terrific video, and of course now I can’t find it. But, my instincts said, this video is really great, they are saying all of the things I want to hear.

I e-mailed them that night. Their website was easy to navigate. There were some moments that I definitely felt some divine intervention going on. Like the first contact person’s name was Andy who immediately responded to my e-mail on their site. I liked that and his name is the same as my sister’s.

I called the next day.

I spoke with Joe. We had an incredibly wonderful conversation.  He and I got along famously and as it turned out he had lived in Weirton, WV, an incredibly small town where my dad was born.

I was being guided!

He answered all of the tough questions that I had listed thanks to my friend, Kathy Streib whom I reached out to in order to find the right company and she wrote a blog about How to Hire a Mover.

FAST FORWARD.

The move was seamless, the guys (three of them), Renaldo, Josh and Estefan all introduced themselves and shook my hand as they got out of the truck. It went quickly, with no problems–even though I had a few challenges that I introduced to them during the moving process.

They were sweet, fast and truly wonderful guys.

It was all done in about 4 hours and only cost me $675.00.

My husband had planned for $2,000!!!

I can’t say enough about All My Sons Moving and I have to say that they did everything that they promised they would do and more.

They do local AND long distance moving.

They will most definitely be going on my Resource List for Fishhawk Lake!

(They even have a blog and there’s a nice post about staying safe in your neighborhood for Halloween. I’m tellin’ ya, this is a GREAT moving company!)

Buyer builds rowboat in Bedroom at Fishhawk Lake!

Fishhawk Lake-Building a Boat in Your Bedroom-Not for the Faint of Art

See, there’s this GUY. And he and his wife bought a  lakefront cabin. On  Fishhawk LakeFrom me. Not a big cabin mind you, but one with two small bedrooms and a converted garage. Which became their master. But not for long. He put two kayaks on the wall in there. Two that he built in six weeks while on sabbatical. Great looking wall art!

But, that wasn’t enough.

He had to build a rowboat, a Wineglass Wherry (called such because of its shape). And the sucker’s pretty dang big. So–the master bedroom has now become a B&B…a Bed&Boat room!

Mike Johnson kayaks 2015-01-01 14.30.55

 

Pygmy RowBoat in the beginning stages

Pygmy RowBoat in the beginning stages

It’s looking beautiful and he talks about it as if it’s a new love affair…he caresses her gently, explaining what he’s done so far to shape her up for the upcoming spring and summer when she will be gliding along the shorelines of Fishhawk Lake in all of her glory.

 

Knowing nothing about building boats, he is a patient teacher, explaining the steps and the missteps (the wrong formula for a sealer and a call to Pygmy Boats who are only too happy to help!)

Mike Johnson Row boat construction 3 2015-01-01 14.30.13 (1)

 

Mike Johnson Row boat construction  2 2015-01-01 14.36.06 (1)

He is only somewhat proud of building two kayaks in six weeks, as this one will take longer, but from what he is saying, he will spend the time to perfect the boat-building process

 

Rowing Skiff

 

from what he’s learned by building those.

Me, I’m just thrilled to know that he has a lakefront cabin big enough to build a row boat in, and that his accomodating wife is willing to sleep somewhere else until it’s completed–not for the “faint of art”!

UPDATE!

Mike took it on its maiden voyage and I was invited to be there for it.

First day on Fishhawk Lake with Mike's newly bulit rowboat!

First day on Fishhawk Lake with Mike’s newly bulit rowboat!

Originally posted on ActiveRain 2015 by Gayle Rich-Boxman.

Are Homeowners Association Restrictions a BAD Thing?

Fishhawk Lake-Are Homeowners Association Restrictions a Bad Thing?

Well, sometimes yes, sometimes no. Often when there is a Homeowner’s Association, potential buyers will make a mental leap to that Gestapo-like mentality and so their questions are all geared around the “restrictions” aspect instead of grasping the idea of it being  more of a guide to keep the values up in that particular community.

Fishhawk Lake is a private lake and does have a Homeowner’s Association. We are not a gated community. The CC&Rs (Covenants, Conditions and Restrictions) may SEEM lengthy, but as with any contractural and legal document, it contains a lot of “legal-ease” to cover all bases. This is what Wikipedia has to say:

In the United States, a homeowner association is a corporation formed by a real estate developer for the purpose of marketing, managing, and selling of homes and lots in a residential subdivision.

Our community at Fishhawk Lake was developed in the late 1960s

Fishhawk Lake newsletter 1967

and the original developer wanted it as a private lake to fish and enjoy water activities in a quiet country atmosphere. He was a bit ahead of his time, as it was a hidden treasure for many years, slow to find new buyers way out in the middle of nowhere. 

Fishhawk Lake Estates

Fast Forward….

I certainly enjoy marketing our area at Fishhawk Lake as a lifestyle, not a community that will restrict people from enjoying where they choose to live in a relaxed atomosphere. Having been a part of thisprivate lake community  (and it is a community)for over 10 years and having had my husband be a past president, I’m okay with the rules and regulations. In reality, we just want to keep our community clean and pristine–just like the forests and waters and nature that surround us and is the very REASON why we live here!

First Cabin on Fishhawk Lake
Gayle Rich-Boxman Copyrighted
All Rights Reserved 2012

Here are a few of the CC&Rs that I appeciate:

Oftentimes, homeowner’s fees are exorbitant. Ours are pretty darned reasonable from what my clients say over and over. I tell them that it’s once a year, $1700.00 and that includes all Fishhawk Lake amenities including water and sewer. I had a fellow from San Diego exclaim recently that he pays more than that in a summer and he doesn’t even water his landscape that much!

You can’t rent out your property at Fishhawk Lake for weekends to strangers or put it on Craigslist to cover your mortgage. This keeps our place quieter and safer. There is one way in and one way out…we are secluded and often, as happens with country properties, people who are here only briefly, for a day or two don’t seem to CARE about not throwing trash out the window, because they’ll never be back! There aren’t tons of loud parties and drunken brawls happening, or people getting hurt on the lake. This type of place doesn’t invite that.

We don’t allow certain kinds of fencing or really bright colors on homes. It’s to blend into nature and not block a neighbor’s view of this glorious slice of paradise I call home

Darlene's pontoon.

One of my views of my neighbor two doors over

And you won’t see a bunch of dead vehicles lined up in someone’s driveway or a lot of ugly tarps covering God Knows What. There are certain trees that you can’t cut down, like evergreens unless they are posing a hazard of some sort or are diseased.

Lakefront view of a home I sold earlier this year. Gayle C. Rich-Boxman  REALTOR® Vernonia Realty www.lakehomesatfishhawk.com

Lakefront view of a home I sold in 2013.
Nice and open!!

 

These are just some highpoints to consider when looking at Fishhawk Lake…so don’t let the idea of a Homeowner’s Association scare you off. Call me–let’s talk about the POSITIVES of our HOA!

Rainbow over the clubhouse at Fishhawk Lake.

Our Fishhawk Lake Clubhouse and Beach
One of the amenities that our HOA fees pays for

Here is a link about some common questions about Fishhawk Lake.  Intrigued? Call me for more details!

Gayle Rich-Boxman

 REALTOR® Vernonia Realty Direct: (503)755-2905

“Your Gateway to the Lake”

Fishhawk Lake Vacant Lots Many Choices, Many Options

qafl-06There are still vacant lots for purchase both on the lake and off-the-lake at our private lake community known as Fishhawk Lake. You can find some that will carry a private contract, terms negotiable. The pricing can range from ridiculously low, say about $10,000 to waterfront at $80,000 currently.

If you don’t feel like building right away, that is just fine! You can camp FOREVER if you would like to. Or camp for awhile, sock that money away, pick your plans and THEN build. The Homeowner’s Association has certain restrictions to be aware of in your search for the building plans. It must be no smaller than 900 square feet and stick built with a foundation. No manufactured homes and no yurts! (I have been asked about both over the years as the full time resident/realtor at Fishhawk Lake).

Some important points to be aware of:

  •  You can leave a recreational vehicle on your lot for up to 60 days PER YEAR. That’s all. We like to keep our community pristine and that means no blue tarps, no non-working trucks hanging out looking trashy.
  • Water and sewer are “available”, some lots already have it hooked up, some don’t. It will cost you $1,000 per utility for hook-up. Contact the Fishhawk Lake office for information on how to do this: (503)755-2132.
  • You can cut trees down for the footprint of the property only unless they are alders.
  • Bring your building plans to the architectural committee who meets once a month at the Fishhawk Lake clubhouse. You don’t have to have plans to scale, but a good set of drawings, paint chips and anything else that is pertinent would be good to bring with you.
  • Any purchase of a home or a vacant lot at Fishhawk Lake will also include a $1,000 transfer fee at closing. The buyer pays this. If you happen to be buying a home with an extra lot, you will owe $2,000 at closing.
  • Homeowner’s association fees are currently $1442.00 per year and include all of your water and sewer usage as well as all lake amenities. It is the same fee whether you own a vacant lot OR a home at Fishhawk Lake.