Dreaming about owning property? Dream BIG! Ten Tips to Owning Property

Dreaming about owning property? Dream BIG!

Ten Tips to Owning Property

Mt Everest

 

Why not? I’ve always been a believer in dreams. Having them, shooting for and making  them come true. 

Build foundations under them and dreams CAN come true.

Here are ten tips to BUILD A FOUNDATION to owning property.

 

1. Make your wishlist.

Go for it! Write down everything about that piece of property that would make you deliriously happy! Don’t self-edit. 

2.Find a good loan person.

Like any good advisor, this person can steer you in the right direction for your future investment. Make sure it’s someone who not only understands numbers, but has great communication skills and can advise you on the necessary steps to get your money in alignment with your dream. 

3. Find that right REALTOR® who believes in your dream.

This person needs to “get” you! It might happen right away, or take a bit of time with some ongoing dialogue, but ultimately you want to feel like they know exactly what you are aiming for (sometimes before you even do).  With their expertise, they can whittle down that wishlist into what you absolutely can’t live without and what you can compromise on. 

4. Share that wishlist with your REALTOR®. Let him or her hone in on what’s “wish”ful thinking and what’s reality. Maybe shoot for a bit of both? 

Create a clear vision together. More conversations  that you have, the clearer your dream becomes to your  REALTOR®. And sometimes it’s not just what you need, but what you want. Those intangibles are just as important as making the monthly payment. 

5. Focus on it like a mantra. Keep it uppermost in your mind. 

Have a visionboard or you can write it down on a piece of paper and put it somewhere that is an hourly/daily reminder of  what you are seeking. Write it in a manner that puts it in the present tense. 

I am buying a cabin on a lake now! 

cabin with foxglove 300x296  IMG_1939

 

 

6. Open up a “Christmas” account.

Remember having to save to buy presents at the end of the year? In college, money was always tight,so I created a Christmas account through my bank and religiously put in money throughout the year. Maybe put a percentage of every paycheck in there. You can even get a big jar and put ALL OF YOUR EXTRA CHANGE IN THERE DAILY. You will be surprised at how it adds up! It is like a Christmas present to yourself. 

7. BELIEVE IN YOUR DREAM.

If you don’t, no one else will. 

8. Surround yourself with those who believe you CAN do it.

If you are reaching for a star and just can’t touch it, there are those who care about you enough to give you a boost UP; that stepstool that gives you that extra heighth to reach that star! 

9. Write down a date to aim for. 

Even if it comes and goes, you have a target. It takes practice to hit the bullseye. Don’t give up if you don’t get there in the time alloted. Create a new date. Keep aiming! 

10. Get creative in making it happen!

When your  REALTOR® presents you with that right property, you might have to S-T-R-E-T-C-H to get it! If you really want it and it feels right, there are usually several ways to get it! It takes thinking outside of the box. Selling stocks, an extra vehicle, writing a contingency, moving money, doing a trade, asking for a private contract, gifting….there are myriads of ways to make that dream happen IF you keep the door of opportunity OPEN and tap into the other foundational aspects that you’ve put into place prior to this. 

Now Get Out There and Dream BIG!

Greasy Spoon sunset January 2015-01-08 17.27.47

If you are looking for a cabin on a lake, let me help you fulfill your dream!
Gayle C. Rich-Boxman
REALTOR® Vernonia Realty Direct: (503)755-2905

                                                 Birkenfeld OR 97016
Specializing in Fishhawk Lake Reserve and Community
                                              “Your Gateway to the Lake!”

Originally posted in ActiveRain 2/9/2016 by Gayle Rich-Boxman

Cabin with Largest Acreage at Fishhawk Lake! 10063 Lakeview Drive Birkenfeld OR 97016

Cabin with Largest Acreage at Fishhawk Lake! 10063 Lakeview Drive Birkenfeld OR 97016

 

 

Exterior of Home

Exterior of Home

Foote home 1
Foote home 5 Foote home 6

This is the largest property at Fishhawk Lake, with 4AC of land, and you get a tax break having 3AC in forest deferment. Like buying a new cabin in a park-like setting AND having deeded access to lakefront for your pontoon!

Almost completely remodeled, you can walk in with your toothbrush and enjoy!
Here are some of the improvements:
  • New paint inside and out 2014-15, New counter tops and paint in kitchen 2015
  • Tile flooring through living room, kitchen, bathroom and hallways 2015
  • Dishwasher, Stove, microwave with venting to the outside 2008, Washer/Dryer set 2014
  • Bathroom:new sink/vanity, new steel tub&tile surround, new toilet, lighting/fan 2011
  • Connected fireplace/heatilator to heater outlets in all rooms 2008
  • Firewood storage and work area 2008, Fire-pit 2010
  • Hillside run-off trenched and laid around 400 ft. of drain hose along the base of hillside to move water out to roadside ditch 2011-14, Planted shrub, new lawn, parking 2010
   This property includes all lake amenities: water, sewer, fishing, boating, swimming, tennis, social events, snow removal, lake management, hiking, biking, and more included in HOA fees of only $1700.00 per year.
You can have more outbuildings, if you prefer, along with the sheds that are already located on behind the home. OR you could go UP and build onto the existing home. And if you prefer a smaller footprint, stay with it the  way it is! Great views of Fishhawk Lake, a firepit for outside fun, a perfect spot for viewing the July 4th festivities, this is a wonderful location.
Foote home 4
Here is a look at the acreage.
Largest acreage at Fishhawk Lake!

Largest acreage at Fishhawk Lake!

Please note: no farm animals allowed in this lake community.
Check out my website for more about Fishhawk Lake Reserve and Community.

http://lakehomesatfishhawk.com/

 

Fishhawk Lake Vacant Lots Many Choices, Many Options

qafl-06There are still vacant lots for purchase both on the lake and off-the-lake at our private lake community known as Fishhawk Lake. You can find some that will carry a private contract, terms negotiable. The pricing can range from ridiculously low, say about $5,000 to lakefront as high as  $135,000 currently as of 2019.

           Vacant Waterfront Lot for sale! Call Gayle: (503)755-2905

If you don’t feel like building right away, that is just fine! You can camp FOREVER if you would like to. Or camp for awhile, sock that money away, pick your plans and THEN build. The Homeowner’s Association has certain restrictions to be aware of in your search for the building plans. It must be no smaller than 900 square feet and stick built with a foundation. No manufactured homes and no yurts! (I have been asked about both over the years as the full time resident/realtor near Fishhawk Lake).

Some important points to be aware of:

  •  You can leave a recreational vehicle on your lot for up to 60 days PER YEAR. That’s all. We like to keep our community pristine and that means no blue tarps, no non-working trucks hanging out looking trashy.
  • Water and sewer are “available”, some lots already have it hooked up, some don’t. It will cost you $1,000 per utility (water and sewer only) for hook-up. Contact the Fishhawk Lake office for information on how to do this: (503)755-2132.
  • You can cut trees down for the footprint of the property only unless they are alders.
  • Bring your building plans to the architectural committee who meets once a month at the Fishhawk Lake community lodge. You don’t have to have plans to scale, but a good set of drawings, paint chips and anything else that is pertinent would be good to bring with you. Update: I believe you have to bring TWO sets of plans with you.
  • Any purchase of a home or a vacant lot at Fishhawk Lake will also include a $2250 one-time transfer fee at closing. The buyer almost always pays this at closing. If you happen to be buying a home with an extra lot, you will owe for two properties.
  • Homeowner’s association fees are currently $3277.00 per year and include all of your water and sewer usage as well as all lake amenities. It is the same fee whether you own a vacant lot OR a home at Fishhawk Lake.

                The vacant lot that we own!